Affordable Health Insurance Options
It's time to take control of your Health Insurance
Not everybody uses their health insurance the same way. But with so many options out there to choose from, let us help you find the plans that best fits your specific needs and budget.
Need Coverage Now?
Don’t go uncovered while you’re searching for your long term health insurance. Short Term Health insurance, also called Temporary health insurance, can be a fast, flexible insurance solution for your coverage gap.
Short Term Plans Starting at $20.70/Month
Dealing with a High Deductible?
Hospital and doctor fixed indemnity insurance pays a set amount of cash when you receive specific covered medical services. Those fixed benefits are paid regardless of other insurance coverage and can help with out-of-pocket medical costs.
Fixed Indemnity Plans Starting at$31.40/Month
Need Coverage in Many Areas of Need for an Extended Time?
TriTerm Medical Insurance is a short-term health insurance plan designed to last for nearly 3 years, with preventive, doctor office visit, Rx coverage and more.TriTerm is available in select states.
TriTerm Plans Starting at$172.94/Month
A simple, new way to shop for small business
Get health insurance for your small business
Health care coverage can be an integral part of your benefits strategy, helping you attract and retain top talent. AGF Financial offers a variety of group health options, and the plans below emphasize the shared responsibility of employers and employees in getting access to quality care while controlling costs.
Your employees are your greatest investment. And health insurance is a critical factor in retaining and recruiting employees for your small business, as well as maintaining productivity and employee satisfaction.
Our health insurance plans help you save money on health care costs and keep your employees informed and healthier. And having healthier employees means a healthier bottom line for you.
We can help you build a healthy business.
Flexible health coverage plans for small business
Build flexibility into your group health plan
Each type of plan offers a different approach to care and coverage. Call us Today to understand your options and to find the plan that best fits you and your employees.
Flexible health coverage for small businesses
Business owners have a lot of options for small business coverage. See how our plans can help you control costs while empowering your employees to take charge of their care.
We offer coverage for all situations: Individual, family, small business and large group.
Even if your employer offers you coverage, an individual plan could still be the best option for you. Additionally, dependent coverage through your employer may not always be the most affordable option either.
Customizing your coverage is essential as health insurance is not a “one size fits all” type of product. Therefore, a AGF Financial agent will assist you in determining what will work best for your situation. With all the different deductibles options and product designs, choosing the right plan could be difficult and our mission is to simplify this process.
Business owners have a lot of options for small business coverage. See how we can help you control costs while empowering your employees to take charge of their care.
A PLAN FOR EVERYONE
Get to know your employees better.
Common profiles can be used to better understand your employees and gain insight to their insurance needs. Learn how offering all available plans is the best way to meet all of your employees’ needs.
Profile 1 | Young & Healthy An employee who will trade a higher deductible and smaller network for a lower monthly premium.
rarely use care
don’t have chronic conditions
don't use medications
Profile 2 | Family Focused An employee who wants a plan that is easy to use with an affordable premium and deductible for their family.
use coverage regularly
only need access to specific providers
want mid-range premiums and deductibles
Profile 3 | Professional & Secure A professional who prefers a higher premium, a low deductible, and manages a chronic condition.
use more often than when younger
need more access to varied providers
prefer higher premiums with lower deductibles
What is Short Term Health Insurance?
Short Term Health Insurance offers major medical type benefits in the case of unexpected accidents or illnesses. Whether you need coverage during a transition or gap between insurance or if you are looking for a solution outside of Obamacare, Short Term Health Insurance offers an affordable and flexible option. Different levels of benefits among plans means you choose the right coverage for you.
What are the advantages of Short Term Health Insurance?
Time gap between ending an employer group health plan and starting another employer group health plan.
Affordability gap where other major medical options are unaffordable.
Medicaid gap where a person’s income is too high for Medicaid eligibility but below the minimum threshold for an ACA subsidy.
Rural network gap where the local ACA plan’s narrow network excludes rural providers.
Our consumer-focused approach guides you through the health insurance quote process, and gives you pointers on what to expect from quote to coverage. AGFFinancial.com is a resource for connecting people with the plans to fit their budget.
Health insurance can be complicated. AGFFinancial.com is here to help. It’s important to choose a health insurance plan that works for your lifestyle and your financial picture.
Ready to speak to a specialist?