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From strategy to execution, we'll help you take your business to the next level.
Powered by AGF Business Consulting
At AGF Business Consulting, we understand—you know your business. And we know ours. That’s why we provide tailored payment processing solutions designed to grow with your business, not slow it down.
What Is SmartPay Advantage™?
SmartPay Advantage™ is a modern payment solution built to help small businesses like yours eliminate 100% of credit card processing fees through the Clover Cash Discount Program—while increasing customer engagement with built-in rewards and loyalty tools.
Stop losing money on every transaction. With SmartPay Advantage™, your customers cover the card fees, and your business keeps the full sale amount.
🚀 Why Switch to SmartPay Advantage™?
✅ Zero Processing Fees
Say goodbye to monthly processing costs—100% of the fees are passed to the customer transparently.
✅ Clover Rewards Program
Encourage repeat business with built-in loyalty points, digital receipts, and customer rewards.
✅ All-In-One Clover POS System
Run your entire business from one powerful, easy-to-use terminal. Take payments, track inventory, manage employees, and more.
✅ Exclusive Deals through AGF
As a certified Clover partner, AGF Business Consulting offers exclusive pricing, fast setup, and personalized support you won’t find elsewhere.
✅ No Hidden Fees – Ever
Transparent billing, simple pricing, and no surprises.
Your Partner In Progress
Gain Access to Essential Business Solutions
A Simplified Merchant Experience
With SmartPay Advantage™, you’ll enjoy:
- Customized programs built around your needs
- Transparent, cost-saving pricing models (like 0% processing fees)
- 24/7 world-class live customer support
- Access to value-added tools that boost efficiency and revenue
We simplify merchant processing—so you can focus on running your business.
Providing Profitable Solutions
Taking payments? That’s a given. But our all-in-one POS systems powered by Clover do much more:
Whether you are in need of a better way to manage your payroll system, a technology upgrade for your electronic payments processing or an effective internet marketing strategy, we have you covered.
To maximize your total savings, bundle SBGA products and services together to streamline your cost of business by freeing up your time, energy and cash flow.
To maximize your total savings, bundle SBGA products and services together to streamline your cost of business by freeing up your time, energy and cash flow.
Everything your restaurant needs in one place
Keep everything on track with Clover
Sell anywhere, anytime, with Clover
The Cash Discount Program with Clover, offered through AGF Business Consulting, allows your business to eliminate up to 100% of credit card processing fees, putting those savings—often hundreds or even thousands of dollars each month—back into your business.
With little to no upfront cost in most cases, it's an easy way to boost profits immediately. Paired with Clover’s powerful POS system, you can manage payments, inventory, and customer engagement all in one place. AGF Business Consulting will guide you through every step, from setup to customer education and marketing support, ensuring you get the most out of your Clover system and cash discount savings.
With little to no upfront cost in most cases, it's an easy way to boost profits immediately. Paired with Clover’s powerful POS system, you can manage payments, inventory, and customer engagement all in one place. AGF Business Consulting will guide you through every step, from setup to customer education and marketing support, ensuring you get the most out of your Clover system and cash discount savings.
To maximize your total savings, bundle products and services together to streamline your cost of business by freeing up your time, energy and cash flow.
3x Return on Investment
The most frequently asked question by potential clients is, "What return can I expect if I purchase your service?"
We treat our projects as investments for our partners. Our average ROI for project fees is 3x. However each specific case may be different and we have delivered as high as 8x. We calculate ROI as increased revenue or decreased expenses over 12 months. Each project MSA includes the projected ROI.
We treat our projects as investments for our partners. Our average ROI for project fees is 3x. However each specific case may be different and we have delivered as high as 8x. We calculate ROI as increased revenue or decreased expenses over 12 months. Each project MSA includes the projected ROI.
It starts with the AGF
Guarantee
Our success is determined by your success. We will provide support for any challenges or feedback after final delivery for all projects. Any nominal changes for services/strategies will be delivered within 2 business days of requested support. To mitigate any partnership risk, we also carry a comprehensive project insurance policy.
All AGF Business Consulting projects are unique. We do not offer canned or repurposed solutions. We price per project after a self-service consultation submission, live consultation, or period of discovery with our potential clients.
All AGF Business Consulting projects are unique. We do not offer canned or repurposed solutions. We price per project after a self-service consultation submission, live consultation, or period of discovery with our potential clients.
Small Business Consulting Services Built to Match Your Business
Small Business Consulting Services Built to Match Your Business
Interested in our services? Contact AGF Business Consulting today to find out how we can help streamline your business!